问道深山去,听禅紫气来。

东财《利息理论》综合作业

阅读:50 更新时间:2021-06-18 02:24:32

东财《利息理论》综合作业


------------------------
1.有一项3年期、每年初付款100元的年金,第1年的利率为2%,第2年的利率为3%,第3年的利率为4%。该年的终值(积累值)为( )元。
A.310
B.320
C.330
D.340
答案请点我要此答案,或联系QQ

2.某人签署了一张1年期的1000元借据并从银行获得920元。在第6个月末,该人支付了288元。在单贴现方式,该人的这笔付款会使借据的面值减少( )元。
A.675
B.700
C.725
D.780
答案请点我要此答案,或联系QQ

3.以年利率4%在第1年初和第2年初分别投资1万元,并将每年的利息以年利率2%进行再投资,那么,在第4年末,这项投资的积累值为( )万元。
A.226.43
B.228.73
C.234.12
D.238.34
答案请点我要此答案,或联系QQ

4.<p><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">若</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt"><span style="position: relative; top: 18pt; mso-text-raise: -18.0pt"><v:shapetype id="_x0000_t75" stroked="f" filled="f" path="[email protected]@[email protected]@[email protected]@[email protected]@5xe" o:preferrelative="t" o:spt="75" coordsize="21600,21600"><img width="62" height="41" alt="" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905091924.png" /> <v:stroke joinstyle="miter"></v:stroke><v:formulas><v:f eqn="if lineDrawn pixelLineWidth 0"></v:f><v:f eqn="sum @0 1 0"></v:f><v:f eqn="sum 0 0 @1"></v:f><v:f eqn="prod @2 1 2"></v:f><v:f eqn="prod @3 21600 pixelWidth"></v:f><v:f eqn="prod @3 21600 pixelHeight"></v:f><v:f eqn="sum @0 0 1"></v:f><v:f eqn="prod @6 1 2"></v:f><v:f eqn="prod @7 21600 pixelWidth"></v:f><v:f eqn="sum @8 21600 0"></v:f><v:f eqn="prod @7 21600 pixelHeight"></v:f><v:f eqn="sum @10 21600 0"></v:f></v:formulas><v:path o:connecttype="rect" gradientshapeok="t" o:extrusionok="f"></v:path><o:lock aspectratio="t" v:ext="edit"></o:lock></v:shapetype></span></span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">,则</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">i</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">与</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">j</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">的关系式为(</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt"><span style="mso-spacerun: yes"> </span></span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">)。</span></p>
A.<p><img width="64" height="15" alt="" src="/TKGL/userfiles/image/QQ截图20140905092009.png" /></p>
B.<p><img width="63" height="15" alt="" src="/TKGL/userfiles/image/QQ截图20140905092056.png" /></p>
C.<p><img width="68" height="14" alt="" src="/TKGL/userfiles/image/QQ截图20140905092123.png" /></p>
D.<p><img width="62" height="14" alt="" src="/TKGL/userfiles/image/QQ截图20140905092413.png" /></p>
答案请点我要此答案,或联系QQ

5.<p><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">利用年金当前值的概念,如果</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt"><span style="position: relative; top: 18pt; mso-text-raise: -18.0pt"><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="[email protected]@[email protected]@[email protected]@[email protected]@5xe" filled="f" stroked="f"> <img alt="" width="91" height="41" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905100809.png" /><v:stroke joinstyle="miter"></v:stroke><v:formulas><v:f eqn="if lineDrawn pixelLineWidth 0"></v:f><v:f eqn="sum @0 1 0"></v:f><v:f eqn="sum 0 0 @1"></v:f><v:f eqn="prod @2 1 2"></v:f><v:f eqn="prod @3 21600 pixelWidth"></v:f><v:f eqn="prod @3 21600 pixelHeight"></v:f><v:f eqn="sum @0 0 1"></v:f><v:f eqn="prod @6 1 2"></v:f><v:f eqn="prod @7 21600 pixelWidth"></v:f><v:f eqn="sum @8 21600 0"></v:f><v:f eqn="prod @7 21600 pixelHeight"></v:f><v:f eqn="sum @10 21600 0"></v:f></v:formulas><v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect"></v:path><o:lock v:ext="edit" aspectratio="t"></o:lock></v:shapetype></span></span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">,则</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">X</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">、</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">Y</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">和</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">Z</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">分别等于(</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt"><span style="mso-spacerun: yes"> </span></span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">)。</span></p>
A.4;3;3
B.3;4;3
C.2;5;4
D.2;4;4
答案请点我要此答案,或联系QQ

6.在未来5年内,某人以偿债基金法来偿还一笔100万元的贷款,贷款年利率为4%,偿债基金存款年利率为2%。该偿债基金在第4年末的净本金支出为( )万元。
A.20. 192
B.20. 292
C.20. 392
D.20. 492
答案请点我要此答案,或联系QQ

7.当债券的价格高于其赎回值时,称该债券被按( )出售。
A.折价方式
B.溢价方式
C.贴现方式
D.单利方式
答案请点我要此答案,或联系QQ

8.<p><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">对于等额偿债基金法,必然有</span><span lang="EN-US" style="font-family: 'Calibri','sans-serif'; font-size: 10pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt"><span style="position: relative; top: 14pt; mso-text-raise: -14.0pt"><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="[email protected]@[email protected]@[email protected]@[email protected]@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"></v:stroke><v:formulas><v:f eqn="if lineDrawn pixelLineWidth 0"></v:f><v:f eqn="sum @0 1 0"></v:f><v:f eqn="sum 0 0 @1"></v:f><v:f eqn="prod @2 1 2"></v:f><v:f eqn="prod @3 21600 pixelWidth"></v:f><v:f eqn="prod @3 21600 pixelHeight"></v:f><v:f eqn="sum @0 0 1"></v:f><v:f eqn="prod @6 1 2"></v:f><v:f eqn="prod @7 21600 pixelWidth"></v:f><v:f eqn="sum @8 21600 0"></v:f><v:f eqn="prod @7 21600 pixelHeight"></v:f><v:f eqn="sum @10 21600 0"></v:f></v:formulas><v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect"></v:path><o:lock v:ext="edit" aspectratio="t"></o:lock></v:shapetype></span></span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt"><img alt="" width="42" height="37" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905162254.png" />(</span><span lang="EN-US" style="font-family: 'Calibri','sans-serif'; font-size: 10pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt"><span style="mso-spacerun: yes"> </span></span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: Calibri; mso-hansi-font-family: Calibri; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">)。</span></p>
A.L
B.D
C.R
D.I
答案请点我要此答案,或联系QQ

9.某人在未来20年内以等额本金法来偿还一笔金额为100万元的贷款,贷款年利率为4%。该人前10年内支付的利息总额为( )万元。
A.30
B.31
C.32
D.33
答案请点我要此答案,或联系QQ

10.在常规单利法下,投资期年数 = 投资期天数 / ( )。
A.基础天数
B.365
C.360
D.12
答案请点我要此答案,或联系QQ

11.有一项10年期的期末付年金,每季度付款1000元,每年计息4次的名义利率为6%。该年金的现值为( )元。
A.29918.85
B.29917.85
C.29916.85
D.29915.85
答案请点我要此答案,或联系QQ

12.某借款人获得10000元贷款,贷款年利率为10%。该借款人以年利率8%积累偿债基金以偿还该贷款。第10年底的偿债基金余额为5000元,第11年该借款人支付的金额为1500元。于是,第11年底还款的利息部分为( )元。
A.500
B.600
C.800
D.1000
答案请点我要此答案,或联系QQ

13.如果每年计息12次的名义贴现率为6%,则年实际贴现率为( )。
A.4.84%
B.5.84%
C.6.04%
D.6.24%
答案请点我要此答案,或联系QQ

14.有一项基金账户,其账户在年初有款100万元, 4月末追加投资15万元,6月末追加投资20万元,9月末抽走资金20万元,其账户在年末有款130万元。在单利假设下,该项基金的投资额加权收益率为( )。
A.2/23
B.3/23
C.4/23
D.5/23
答案请点我要此答案,或联系QQ

15.在银行家法则下,投资期年数 = ( )/ 360。
A.基础天数
B.投资期实际天数
C.每月按30天计算的投资期天数
D.365
答案请点我要此答案,或联系QQ

16.某人申请了一项10年期、以贷款年利率4%计息的30000元贷款,每年末还款一次。该笔贷款的1/3以利率2.5%的偿债基金来偿还;其余2/3以利率3.5%的偿债基金来偿还。该人在每年末支付的还款总额为( )元。
A.3697.42
B.3797.42
C.3897.42
D.3997.42
答案请点我要此答案,或联系QQ

17.在1年内,本金X既可以产生336元利息,也可以产生300元贴息。根据以上信息,X等于( )元。
A.2500
B.2800
C.2900
D.2950
答案请点我要此答案,或联系QQ

------------------------
1.可以用一些“率”来度量投资的利息,这些“率”是( )。
A.利率
B.贴现率
C.名义利率
D.名义贴现率
答案请点我要此答案,或联系QQ

2.等额分期偿还法可以分为( )。
A.价值等式法
B.等额本息法
C.等额本金法
D.收益率法
答案请点我要此答案,或联系QQ

3.债务偿还的方法一般包括( )。
A.满期偿还法
B.分期偿还法
C.偿债基金法
D.净现值法
答案请点我要此答案,或联系QQ

------------------------
1.由于利息理论研究基于“货币的时间价值”,所以不同时点的两笔或多笔资金不能直接比较。只有将这两笔或多笔资金换算到同一时点,才能进行比较。
T.对
F.错
答案请点我要此答案,或联系QQ

2.<p><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">对于债券,有公式</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt"><span style="position: relative; top: 9pt; mso-text-raise: -9.0pt"><v:shapetype id="_x0000_t75" coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="[email protected]@[email protected]@[email protected]@[email protected]@5xe" filled="f" stroked="f"> <v:stroke joinstyle="miter"></v:stroke><v:formulas><v:f eqn="if lineDrawn pixelLineWidth 0"></v:f><v:f eqn="sum @0 1 0"></v:f><v:f eqn="sum 0 0 @1"></v:f><v:f eqn="prod @2 1 2"></v:f><v:f eqn="prod @3 21600 pixelWidth"></v:f><v:f eqn="prod @3 21600 pixelHeight"></v:f><v:f eqn="sum @0 0 1"></v:f><v:f eqn="prod @6 1 2"></v:f><v:f eqn="prod @7 21600 pixelWidth"></v:f><v:f eqn="sum @8 21600 0"></v:f><v:f eqn="prod @7 21600 pixelHeight"></v:f><v:f eqn="sum @10 21600 0"></v:f></v:formulas><v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect"></v:path><o:lock v:ext="edit" aspectratio="t"></o:lock></v:shapetype></span></span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt"><img alt="" width="126" height="20" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905163020.png" />成立。其中</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">C</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">为赎回值,</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">g</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">为修正票息率,</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">i</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">为收益率,</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">P</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">为购买价格,</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">n</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">为票息支付次数。</span></p>
T.对
F.错
答案请点我要此答案,或联系QQ

3.等额本息法和等额本金法的区别在于:前者的每期偿还额均相等,而后者的每期偿还额的本金部分均相等。
T.对
F.错
答案请点我要此答案,或联系QQ

4.使净现值为零的利率被称为收益率。
T.对
F.错
答案请点我要此答案,或联系QQ

5.如果将收益率数值带入净现值公式,该公式的值不一定等于0。
T.对
F.错
答案请点我要此答案,或联系QQ

6.在根据投资组合法来分配收益时,如果投资者预期到未来利率可能下降,就可能出于投机心理而不追加投资甚或抽走资金,以提高投资收益。
T.对
F.错
答案请点我要此答案,或联系QQ

7.<p><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">有一项年金,在前</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">10</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">年的每年末付款</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">1</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,在后</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">10</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">年的每年末付款</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">2</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,则该年金在第</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">1</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">年初的现值为<img width="57" height="16" alt="" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905091121.png" /></span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体"><span style="position: relative; top: 8pt; mso-text-raise: -8.0pt"><v:shapetype id="_x0000_t75" stroked="f" filled="f" path="[email protected]@[email protected]@[email protected]@[email protected]@5xe" o:preferrelative="t" o:spt="75" coordsize="21600,21600"> <v:stroke joinstyle="miter"></v:stroke><v:formulas><v:f eqn="if lineDrawn pixelLineWidth 0"></v:f><v:f eqn="sum @0 1 0"></v:f><v:f eqn="sum 0 0 @1"></v:f><v:f eqn="prod @2 1 2"></v:f><v:f eqn="prod @3 21600 pixelWidth"></v:f><v:f eqn="prod @3 21600 pixelHeight"></v:f><v:f eqn="sum @0 0 1"></v:f><v:f eqn="prod @6 1 2"></v:f><v:f eqn="prod @7 21600 pixelWidth"></v:f><v:f eqn="sum @8 21600 0"></v:f><v:f eqn="prod @7 21600 pixelHeight"></v:f><v:f eqn="sum @10 21600 0"></v:f></v:formulas><v:path o:connecttype="rect" gradientshapeok="t" o:extrusionok="f"></v:path><o:lock aspectratio="t" v:ext="edit"></o:lock></v:shapetype></span></span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">。</span></p>
T.对
F.错
答案请点我要此答案,或联系QQ

8.<p><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: Calibri; mso-font-kerning: 1.0pt; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">债券账面值的递推公式为:</span><span lang="EN-US" style="font-family: 'Calibri','sans-serif'; font-size: 10pt; mso-hansi-font-family: 宋体; mso-font-kerning: 1.0pt; mso-fareast-font-family: 宋体; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA"><span style="position: relative; top: 6pt; mso-text-raise: -6.0pt"><v:shapetype id="_x0000_t75" stroked="f" filled="f" path="[email protected]@[email protected]@[email protected]@[email protected]@5xe" o:preferrelative="t" o:spt="75" coordsize="21600,21600"> <img width="117" height="17" alt="" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905162909.png" />。<v:stroke joinstyle="miter"></v:stroke><v:formulas><v:f eqn="if lineDrawn pixelLineWidth 0"></v:f><v:f eqn="sum @0 1 0"></v:f><v:f eqn="sum 0 0 @1"></v:f><v:f eqn="prod @2 1 2"></v:f><v:f eqn="prod @3 21600 pixelWidth"></v:f><v:f eqn="prod @3 21600 pixelHeight"></v:f><v:f eqn="sum @0 0 1"></v:f><v:f eqn="prod @6 1 2"></v:f><v:f eqn="prod @7 21600 pixelWidth"></v:f><v:f eqn="sum @8 21600 0"></v:f><v:f eqn="prod @7 21600 pixelHeight"></v:f><v:f eqn="sum @10 21600 0"></v:f></v:formulas><v:path o:connecttype="rect" gradientshapeok="t" o:extrusionok="f"></v:path><o:lock aspectratio="t" v:ext="edit"></o:lock></v:shapetype></span></span></p>
T.对
F.错
答案请点我要此答案,或联系QQ

9.等额本息法分期偿还表中,每期本金部分之和等于贷款金额。
T.对
F.错
答案请点我要此答案,或联系QQ

10.当市场利率上升时,可赎回债券被提前赎回的可能性较大。
T.对
F.错
答案请点我要此答案,或联系QQ

11.<p><img width="76" height="21" alt="" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905095325.png"/>。</p>
T.对
F.错
答案请点我要此答案,或联系QQ

12.<p><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">某人在未来</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">n</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">年内以等额本息法来偿还一笔金额为</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">L</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">的贷款,贷款利率为</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">i</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">,每年末还款额为</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">R</span></i><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">。若</span><i style="mso-bidi-font-style: normal"><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">B</span></i><sub><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">10</span></sub><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">为第</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">10</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">年末(恰在第</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体">10</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA">次还款之后)的贷款余额,则:<img width="107" height="22" alt="" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905110327(1).png" />。</span></p>
T.对
F.错
答案请点我要此答案,或联系QQ

13.<p><img width="58" height="19" alt="" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905095402.png"/>。</p>
T.对
F.错
答案请点我要此答案,或联系QQ

14.等额本息法分期偿还表中,每期的本金部分构成一个等比数列。
T.对
F.错
答案请点我要此答案,或联系QQ

15.在根据投资组合法来分配收益时,如果投资者预期到未来利率可能上升,就可能出于投机心理而不追加投资甚或抽走资金,以提高投资收益。
T.对
F.错
答案请点我要此答案,或联系QQ

16.<p><img width="102" height="14" alt="" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140904142450.png"/>。</p>
T.对
F.错
答案请点我要此答案,或联系QQ

17.不论积累时间是否超过一年,资金在年单利率3%下的积累速度一定低于年复利率3%下的积累速度。
T.对
F.错
答案请点我要此答案,或联系QQ

18.当债券以折价出售时,投资者的利润(折价额)必须分摊到各期票息额中,与各期票息额共同体现为当期利息。
T.对
F.错
答案请点我要此答案,或联系QQ

19.<p><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">一项延期年金在未来第</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">4~10</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">年末分别付款</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">1</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">。该年金在第</span><span lang="EN-US" style="font-family: 'Times New Roman','serif'; font-size: 10pt; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-fareast-font-family: 宋体; mso-font-kerning: 1.0pt">1</span><span style="font-family: 宋体; font-size: 10pt; mso-ascii-font-family: 'Times New Roman'; mso-hansi-font-family: 'Times New Roman'; mso-bidi-font-family: 'Times New Roman'; mso-ansi-language: EN-US; mso-fareast-language: ZH-CN; mso-bidi-language: AR-SA; mso-font-kerning: 1.0pt">年初的现值为<img width="48" height="16" alt="" src="http://exercises.edufe.com.cn/TKGL/userfiles/image/QQ截图20140905101703.png" />。</span></p>
T.对
F.错
答案请点我要此答案,或联系QQ

20.偿债基金法是指借款人每期向贷款人支付贷款利息,同时另存一笔资金到一项基金(称为偿债基金),在贷款期满时积累为贷款本金,以便一次性偿还给贷款人。
T.对
F.错
答案请点我要此答案,或联系QQ

尝试在线代写作业

推荐信息